Equity Profile
NCBA Group PLC
NSE: NCBABanking ServicesFY 2025
NCBA Group PLC is a banking group listed on the Nairobi Securities Exchange. It was formed in 2019 by the merger of NIC Group and Commercial Bank of Africa. Company overview →
- Latest dividend
- KSh 3.75
- Interim
- Ex-dividend date
- Pay 8 Sep 2026
- Payout ratio
- 40%
- of FY 2025 EPS
- Latest results
- Year to 31 Dec 2025
KShDividend declared Annual data · ApexHub Financials
Valuation
Market Multiples
RTO
Financial Ratios
2022–2025
Multiples in times (x). Yield ratios in %. EBITDA = Operating Profit + D&A.
| Ratio | FY 2022 | FY 2023 | FY 2024 | FY 2025 | Trend |
|---|---|---|---|---|---|
| P/E Ratio | 4.68 | 2.99 | 3.63 | 5.91 | |
| P/B Ratio | 0.79 | 0.66 | 0.72 | 1.09 | |
| P/S Ratio | 1.1 | 1.06 | 1.33 | 2 | |
| EV/EBITDA | 1.3 | 1.05 | 1.77 | 2.77 | |
| Price-to-Cash Flow | 7.56 | 1.4 | - | 3.62 | |
| Earnings Yield (%) | 21.39 | 33.44 | 27.55 | 16.91 | |
| Dividend Yield (%) | 10.8 | 10.27 | 10.89 | 6.85 | |
| Dividend Payout Ratio (%) | 50.5 | 30.71 | 39.53 | 40.48 | |
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> hover rows to inspect · sparkline shows historical trend direction
Per Share
RTO
Financial Ratios
2022–2025
Per share values in local currency. FCF per Share = (CFO − CapEx) / Shares. Graham Number = √(22.5 × EPS × BVPS) - compare to price for a rough margin-of-safety check.
| Ratio | FY 2022 | FY 2023 | FY 2024 | FY 2025 | Trend |
|---|---|---|---|---|---|
| Basic EPS | 8.42 | 13.02 | 13.28 | 14.2 | |
| Book Value Per Share | 50.03 | 58.67 | 66.6 | 77.36 | |
| Dividend Per Share | 4.25 | 4 | 5.25 | 5.75 |
> hover rows to inspect · sparkline shows historical trend direction
Historical Valuation Ranges
HVRCurrent vs Historical RangeLatest: FY 2025
| Multiple | Current | Hist Avg | Min | Max | vs Avg |
|---|---|---|---|---|---|
| P/E Ratio | 5.91x | 4.30x | 2.99x | 5.91x | +37.4% |
| P/B Ratio | 1.09x | 0.81x | 0.66x | 1.09x | +33.7% |
| P/S Ratio | 2.00x | 1.37x | 1.06x | 2.00x | +45.7% |
| EV/EBITDA | 2.77x | 1.72x | 1.05x | 2.77x | +60.8% |
vs Avg = premium (+) or discount (−) relative to own historical average · green = cheap · red = rich
News & Press Releases
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