Equity Profile
NCBA Group PLC
NSE: NCBABanking ServicesFY 2025
NCBA Group PLC is a banking group listed on the Nairobi Securities Exchange. It was formed in 2019 by the merger of NIC Group and Commercial Bank of Africa. Company overview →
- Latest dividend
- KSh 3.75
- Interim
- Ex-dividend date
- Pay 8 Sep 2026
- Payout ratio
- 40%
- of FY 2025 EPS
- Latest results
- Year to 31 Dec 2025
KShDividend declared Annual data · ApexHub Financials
Solvency & Capital Structure
RTO
Financial Ratios
2022–2025
Capital Adequacy Ratio is a simplified proxy (Equity / Assets). Equity Multiplier = Total Assets / Equity.
| Ratio | FY 2022 | FY 2023 | FY 2024 | FY 2025 | Trend |
|---|---|---|---|---|---|
| Total Liabilities to Assets | 0.87 | 0.87 | 0.84 | 0.82 | |
| Total Liabilities to Equity | 6.52 | 6.6 | 5.07 | 4.62 | |
| Total Debt to Equity | 0.09 | 0.11 | 0.13 | 0.09 | |
| Total Debt to Assets | 0.01 | 0.01 | 0.02 | 0.02 | |
| Total Debt to EBITDA | 0.3 | 0.34 | 0.51 | 0.37 | |
| Capital Adequacy Ratio (%) | 13.3 | 13.16 | 16.48 | 17.8 | |
| Equity Multiplier | 7.52 | 7.6 | 6.07 | 5.62 | |
| Capital Adequacy Ratio - Reported (%) | 18.38 | 18.08 | 21.23 | 21.94 | |
| Core Capital Ratio - Reported (%) | 18.32 | 18.02 | 21.18 | 21.87 | |
| NPL Ratio (%) | 11.91 | 10.98 | 8.46 | 7.38 | |
| NPL Coverage (%) | 0 | 0 | 58.17 | 76.76 | |
| Loan-to-Deposit Ratio (%) | 54.91 | 56.99 | 58.55 | 57.71 | |
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News & Press Releases
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