Simple pricing, Kenya-first billing.
Start free, upgrade when the numbers earn it. Pay by M-Pesa today; automated subscriptions and cards are on the way.
Statement Analyzer - AI categorization
Upload M-Pesa and bank statements (PDF, CSV, XLSX). Rules + AI categorize every row into a full chart of accounts, then build your P&L, balance sheet, cash flow and KRA-ready schedules. The analyzer learns your vendors from every correction, so each statement gets cheaper and faster to review.
- 2 statements / month
- AI on the first 120 rows per statement
- Unlimited rules-based categorization
- No subscription needed
- Full-statement AI categorization
- Pay by M-Pesa per upload
- 30 statements / month
- Full background AI categorization
- Learned rules synced to your account
- Unlimited statements (fair use)
- Priority AI queue
- Team rule sharing (planned)
These limits are not enforced yet - the Statement Analyzer is free while in beta. Pricing takes effect when billing for it goes live, and beta users will be notified first.
Financial Planner
Build your full financial plan: goals, income, expenses, debts and a year-by-year projection stay free forever. Pro unlocks the modules that put money back in your pocket - PAYE and pension optimization, retirement instruments, estate planning, insurance analysis - plus polished PDF reports and formal financial statements. Feed it real actuals straight from the Statement Analyzer.
- Unlimited goals, income, expenses, debts
- Full year-by-year projection
- Net worth + basic tax calculator
- Account sync across devices
- No subscription needed
- One full PDF plan report
- Pay by M-Pesa per export
- PAYE + pension optimizer
- Retirement, estate + insurance modules
- Multi-currency holdings, live prices
- Unlimited PDF reports + statements
- Statement Analyzer actuals bridge
- Everything in Pro
- Reports without watermark
- Advisor / client workspaces (planned)
Not enforced yet - the Planner is free while in beta. Core planning stays free after launch; only the optimizer modules and exports move to Pro, and beta users will be notified first.
Feature matrix
| Feature | Free | Pro | Institutional |
|---|---|---|---|
| Stocks & research | |||
Dividends (Upcoming / Calendar) | ✅ | ✅ | ✅ |
Stock Profiles | ✅ | ✅ | ✅ |
Full filed financial statements Sign in; public pages show the summary | ✅ | ✅ | ✅ |
Excel export (statements, models, screens) Sign in | ✅ | ✅ | ✅ |
Industry Analysis | ✅ | ✅ | ✅ |
Stock Screener | Basic | Advanced | Full |
Portfolio Optimisation | Basic | Full + Constraints | Pro + PDF export (Coming Soon) |
DCF Valuation | Basic | Advanced | Batch valuation (Coming soon) |
Equity Research Notes | 2/day | 10/day | 40+/day |
Multi-investment strategies | ❌ | 20 assets e.g., stocks, cryptos | 30+ assets |
PDF Export (research & valuation) | ❌ | ✅ (watermarked) | ✅ (no watermark) |
| Statement Analyzer | |||
Uploads / month Coming soon - all uploads free while in beta | 2 | 30 | Unlimited (fair use) |
AI categorization depth | First 120 rows / statement | Full statement (background AI) | Full statement + priority queue |
Learned keyword rules | This browser only | Synced to your account | Synced + team sharing (planned) |
Pay-per-statement (no subscription) | KES 100 via M-Pesa (coming soon) | Included in plan | Included in plan |
| Financial Planner | |||
Goals, projection, net worth Core planning stays free after launch | ✅ Unlimited | ✅ Unlimited | ✅ Unlimited |
PAYE + pension optimizer Coming soon - free while in beta | ❌ | ✅ | ✅ |
Retirement, estate + insurance modules | ❌ | ✅ | ✅ |
PDF reports + financial statements | KES 250 / report (coming soon) | ✅ Unlimited | ✅ Unlimited, no watermark |
Multi-currency holdings + live prices | ❌ | ✅ | ✅ |