Equity Profile
HF Group PLC
NSE: HFCKBanking ServicesFY 2025
HF Group PLC, now rebranded HFCB Group Plc, has been listed on the Nairobi Securities Exchange since 1992. It is a non-operating holding company under Kenya's Banking Act, licensed by the Central Bank of Kenya. Company overview →
- Latest results
- Year to 31 Dec 2025
KShAnnual data · ApexHub Financials
Efficiency
Bank Efficiency
RTO
Financial Ratios
2022–2025
Cost-to-Income: lower is better. NIM: higher is better. Provision Rate: loan loss provision as % of revenue.
| Ratio | FY 2022 | FY 2023 | FY 2024 | FY 2025 | Trend |
|---|---|---|---|---|---|
| Cost-to-Income Ratio (%) | 86.95 | 82.49 | 86.39 | 69.52 | |
| Net Interest Margin (%) | 3.94 | 4.7 | 3.8 | 5.4 | |
| Provision Rate (%) | 6.48 | 8.85 | 10.66 | 7.38 | |
| Asset Turnover | 0.05 | 0.06 | 0.05 | 0.07 | |
| Cost of Risk (%) | 0.49 | 0.73 | 0.85 | 0.9 |
> hover rows to inspect · sparkline shows historical trend direction
Cost-to-Income Trend (%)
News & Press Releases
LOADING NEWS...
Share
Market Feed
Loading…
Read more →Dividends
Read more →
Explore ApexHub
- Financial Planner→Goals, income, debt and net worth projected in one plan.
- Retirement Planner→Contributions, drawdown and the income they fund.
- Statement Analyzer→Turn bank statements into categorised income and expenses.
- Stock Screener→Screen every listed company on published fundamentals.
- Dividends→Declared payouts, the calendar and dividend income modelling.
- Valuation→Build a company valuation and stress its assumptions.
- Industry Analysis→Sector ratios and rankings across every covered company.
- Market News→Company announcements, results and market coverage.