Equity Profile
Co-operative Bank of Kenya Ltd
NSE: COOPBanking ServicesFY 2025
The Co-operative Bank of Kenya Limited (Co-op Bank) is a leading Kenyan commercial bank listed on the Nairobi Securities Exchange. It is majority-owned by the co-operative movement, which it has served for over 58 years. Company overview →
- Latest dividend
- KSh 1.50
- Final
- Payout ratio
- 50%
- of FY 2025 EPS
- Latest results
- Year to 31 Dec 2025
KShDividend declared Annual data · ApexHub Financials
Solvency & Capital Structure
RTO
Financial Ratios
2022–2025
Capital Adequacy Ratio is a simplified proxy (Equity / Assets). Equity Multiplier = Total Assets / Equity.
| Ratio | FY 2022 | FY 2023 | FY 2024 | FY 2025 | Trend |
|---|---|---|---|---|---|
| Total Liabilities to Assets | 0.82 | 0.83 | 0.8 | 0.8 | |
| Total Liabilities to Equity | 4.65 | 4.94 | 4.1 | 3.99 | |
| Total Debt to Equity | 0.53 | 0.7 | 0.38 | 0.37 | |
| Total Debt to Assets | 0.09 | 0.12 | 0.07 | 0.07 | |
| Total Debt to EBITDA | 1.78 | 2.22 | 1.47 | 1.45 | |
| Capital Adequacy Ratio (%) | 17.71 | 16.85 | 19.59 | 20.03 | |
| Equity Multiplier | 5.65 | 5.94 | 5.1 | 4.99 | |
| Capital Adequacy Ratio - Reported (%) | - | - | 20.93 | 22.18 | |
| Core Capital Ratio - Reported (%) | - | - | 17.94 | 19.76 | |
| NPL Ratio (%) | - | - | 16.79 | 15.68 | |
| NPL Coverage (%) | - | - | 69.14 | 73.84 | |
| Loan-to-Deposit Ratio (%) | 80.08 | 82.86 | 73.84 | 73.32 | |
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