Equity Profile
CIC Insurance Group Plc
NSE: CICInsuranceFY 2025
CIC Insurance Group PLC is a co-operative-model insurer listed on the Nairobi Securities Exchange. It is majority-owned by Kenya's co-operative movement. Company overview →
- Latest dividend
- KSh 0.13
- Final
- Ex-dividend date
- Pay 9 Jun 2026
- Latest results
- Year to 31 Dec 2025
KShDividend declared Annual data · ApexHub Financials
Valuation
Market Multiples
RTO
Financial Ratios
2022–2025
Multiples in times (x). Yield ratios in %. EBITDA = Operating Profit + D&A.
| Ratio | FY 2022 | FY 2023 | FY 2024 | FY 2025 | Trend |
|---|---|---|---|---|---|
| P/E Ratio | 32.5 | 3.93 | 2.07 | 21.32 | |
| P/B Ratio | 0.69 | 0.77 | 0.51 | 1.05 | |
| P/S Ratio | 0.25 | 0.22 | 0.21 | 0.4 | |
| EV/EBITDA | 3.64 | 0.99 | -0.83 | 1.38 | |
| Price-to-Cash Flow | 0.88 | 0.78 | 0.61 | 1.25 | |
| Earnings Yield (%) | 3.08 | 25.45 | 48.37 | 4.69 | |
| Dividend Yield (%) | 0 | 5.86 | 6.14 | 2.75 | |
| Dividend Payout Ratio (%) | 0 | 23.03 | 12.7 | 58.62 | |
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> hover rows to inspect · sparkline shows historical trend direction
Per Share
RTO
Financial Ratios
2022–2025
Per share values in local currency. FCF per Share = (CFO − CapEx) / Shares. Graham Number = √(22.5 × EPS × BVPS) - compare to price for a rough margin-of-safety check.
| Ratio | FY 2022 | FY 2023 | FY 2024 | FY 2025 | Trend |
|---|---|---|---|---|---|
| Basic EPS | 0.05 | 0.52 | 0.95 | 0.21 | |
| Book Value Per Share | 2.58 | 2.66 | 3.85 | 4.34 | |
| Dividend Per Share | 0 | 0.12 | 0.12 | 0.13 |
> hover rows to inspect · sparkline shows historical trend direction
Historical Valuation Ranges
HVRCurrent vs Historical RangeLatest: FY 2025
| Multiple | Current | Hist Avg | Min | Max | vs Avg |
|---|---|---|---|---|---|
| P/E Ratio | 21.32x | 14.96x | 2.07x | 32.50x | +42.6% |
| P/B Ratio | 1.05x | 0.76x | 0.51x | 1.05x | +39.1% |
| P/S Ratio | 0.40x | 0.27x | 0.21x | 0.40x | +48.1% |
| EV/EBITDA | 1.38x | 1.29x | -0.83x | 3.64x | +6.6% |
vs Avg = premium (+) or discount (−) relative to own historical average · green = cheap · red = rich
News & Press Releases
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